Virtual Terminal

Charge a card from any browser.

CoreGateway Virtual Terminal is a browser-based payment terminal that accepts keyed-in card and ACH payments without any hardware. Use it for phone orders, mail orders, and any other card-not-present sale. Sign in and charge.

app.mypaymentnow.com/terminal
New Charge
Charge a card and (optionally) save the customer to your vault
Customer
Acme Industries, LLC
Card Number
···· ···· ···· 4242
Exp
12/28
Amount
$249.00
Subtotal$249.00
Surcharge (3.0%)$7.47
Charge$256.47
Process Payment →
How it works

From phone call to receipt in 60 seconds.

All payments through Virtual Terminal, Hosted Payments Page, and API land in the same account and reporting. Sign in, key the charge, send the receipt.

1

Sign in

Open the dashboard in any browser. No app to install, no terminal to plug in. Works on a laptop, tablet, or phone.

2

Key the charge

Enter the customer name, the card or bank details, and the amount. Optional surcharge, convenience fee, or tax line are calculated and shown in real time.

3

Send the receipt

Receipt emails or texts in real time. The transaction lands in your dashboard immediately, with full reporting and the option to save the customer to vault for next time.

What it does

More than just a card form.

Every charge in the Virtual Terminal hits the same gateway as your API and Hosted Page. So vault, recurring, reporting, and reconciliation all just work.

Card and ACH from one screen

Take payments by credit card, debit card, or bank transfer without switching tools. Routing decides the rails behind the scenes.

Save to vault in one click

Tokenize the card or bank account on the spot and reuse it next time. No re-keying for repeat customers.

Surcharge & convenience fees built in

Set surcharging or a flat convenience fee at the account level. Calculation, disclosure, and itemization happen automatically at checkout.

Customizable user permissions

Give cashiers, AR clerks, and managers different access levels. Each user only sees and does what their role allows.

L2 / L3 data passed automatically

B2B cards qualify for the lowest interchange tier when enhanced data is passed.

Recurring billing - auto capture on a customized basis

Apply a charge to an open invoice or kick off a recurring schedule on the spot. Cards saved to vault, schedules customized to the customer.

Built for

Phone orders, in-office, on the road.

Anywhere you need to take a card-not-present payment without a swipe device.

Phone-order businesses

Service businesses, B2B sales reps, support teams who collect payment on the call.

Field service & trades

Plumbers, electricians, HVAC techs collecting payment at the truck or onsite via the customer's phone.

Accounts receivable

AR clerks closing past-due invoices over the phone, with same-screen invoice lookup and apply.

Recurring billing exceptions

Manual catch-up charges when a subscription declines or a customer wants to pre-pay.

Government & utilities

Phone payments for taxes, fees, and utility bills with convenience-fee disclosure built in.

Education & nonprofits

Tuition payments, donation pledges over the phone, ad-hoc fundraising contributions with full receipt automation.

Questions

Virtual Terminal FAQ.

Do I need a card reader?
No. The Virtual Terminal is for keyed-in (card-not-present) payments. If you also need to swipe, dip, or tap a physical card, look at CoreMobile - the tap-on-glass product that uses the same gateway.
Is the Virtual Terminal PCI compliant?
Yes. CoreGateway is PCI-DSS Level 1 certified. Because card data is entered into our PCI-compliant interface (not your system), your business stays in the lowest PCI scope tier (typically SAQ A).
Can I limit which users can issue refunds or voids?
Yes. Customizable user permissions cover charging, refunding, voiding, customer vault access, and reporting. Each user only sees and does what their role allows.
What's the rate?
See the pricing page for the standard platform pricing ($20/month + interchange-plus pricing). Add-ons based on your business needs.
Can multiple employees use it at the same time?
Yes. Each employee gets their own login with their own permissions, and all activity is logged to their user account.

Start charging from a browser today.

Book a 20-minute demo. We'll have your account ready and your first test charge live before the call ends.

Book a Demo

20-minute walkthrough with our team. We'll show you the dashboard, the API, and the pricing math.

★★★★★
No contracts. Real human support.

Got it!

Our team will reach out within one business day to get you scheduled.