Payments infrastructure for builders.

CoreGateway is a full-featured payment gateway for merchants and developers. Accept payments across every channel, optimize interchange, vault customers, and integrate via a clean REST API.

Today's Volume
$24,891.42
Settled +18.2% vs. yesterday
Transaction
Amount$249.00
MethodVisa ···· 4242
StatusApproved
PCI-DSS
Level 1
Certified Compliant
99.99%
Uptime SLA
REST
+ JSON API
24/7
Real Human Support
Accept payments your way

One gateway. Every channel.

Whether you take payments over the phone, send a pay link in an email, embed checkout on your site, or bill the same customers month after month - CoreGateway handles it from a single dashboard with a single API.

Virtual Terminal

Browser-based terminal for keyed-in payments. Phone orders, mail orders, customer-not-present sales, manual invoice payments. No hardware required, just sign in and charge.

  • Card and ACH from a single screen
  • Save the customer to vault in one click
  • Customizable user permissions
Learn more

Hosted Payments Page

Drop-in checkout pages that handle PCI scope for you. Brand them to match your site, customize the fields, deploy in minutes.

  • Customize in minutes - colors, logo, fields
  • Embed URL, HTML, QR code, or iframe
  • Reduces PCI scope to SAQ A
Learn more

Invoicing

Send branded invoices with secure pay links. Customers pay by card or ACH. Add your products and categories for fast invoicing.

  • Customer pays by card or ACH
  • Add products and categories for fast invoicing
  • Partial payments and automatic reconciliation
Learn more

Recurring & Subscription Payments

Subscriptions, retainers, and payment plans with flexible schedules. Pair with the Customer Vault and Automatic Card Updater for the fewest possible declines.

  • Daily, weekly, monthly, quarterly, annual, or custom
  • Prorated payments supported
  • Account Updater refreshes expired cards
Learn more
The standard platform

Built-in features.

Vault, card updater, recurring billing, surcharging, and reporting available on the standard platform.

Customer Vault

Tokenize cards and bank accounts securely for one-tap repeat charges, subscriptions, and recurring billing.

Automatic Card Updater

Cards refresh automatically on expiration or replacement through the card networks. No failed renewals, no manual outreach.

QR Code Payments

Print or display a QR code for instant in-person payment. Perfect for events, tables, kiosks, and self-serve flows.

ACH

Process ACH payments alongside cards. Card and bank rails in one ledger, one report.

Surcharging

Pass credit card processing fees to customers automatically. Disclosed, calculated, and itemized at checkout. State-rule-aware.

Convenience Fee

Add a flat or percentage fee to specific channels or methods. Common in utilities, education, and government billing.

L2 / L3 Interchange Optimization

Pass enhanced data automatically to qualify B2B cards for the lowest possible interchange tier.

Product Management

Catalog SKUs, pricing tiers, and inventory managed inside the gateway and available across every channel.

Detailed Reporting

Build any view by user, channel, product, or fee class. Real-time dashboards. Export to CSV.

Shopping Cart

Plug-and-play cart for storefronts with line items, taxes, shipping, and discount logic out of the box.

REST + JSON API

User-friendly developer guide for direct integration. Sandbox provided upon request.

Major Processor Networks

Connected to Elavon, Fiserv, Paya (ACH), TSYS, and Payroc.

For ISOs & Resellers

White-label CoreGateway. You stay in control.

Run CoreGateway under your brand. Set your own pricing, keep the margin between your buy and sell RATE.

  • Full white-label: customizable domain, your logo, your branded portal
  • Competitive buy rate, you set your sell rate, keep the spread
  • Automatic monthly residual payouts
  • We bill the merchant. You collect the residual.
  • Partner portal: real-time merchant onboarding, reporting, and revenue
Explore the ISO Program
Monthly Residual
$28,420
78 active merchants, paid on the 5th
Active Merchants
142 +8 this mo
Approval avg: 1.2 days · Churn: 0.6%
Pricing

One plan. Every feature.

One standard platform. Add-ons available based on your business needs. Same gateway whether you process $5,000 or $5 million a month.

Standard Platform

CoreGateway

$20/month + .50% + $0.15 per transaction. Add-ons based on business needs.

Book a Demo
View detailed pricing breakdown →
Get CoreGateway

Up and running in three steps.

Most businesses go from application to first live transaction in 24 to 48 hours. Month-to-month.

1

Apply

Complete the short application — business details and authorized signer info. Takes about 5 minutes. Our team picks up the phone with any questions.

2

We review & underwrite

Standard merchant accounts approve in 1 to 2 business days. Complex risk verticals run 5 to 10 days. We tell you upfront which bucket you fall into.

3

Start processing

Sign in to the dashboard, run a test transaction, go live. Virtual terminal, hosted page, invoicing, recurring, vault, and API — every feature enabled from day one.

Get CoreGateway
Standard platform · Month-to-month
Common questions

Things people ask first.

Do I need my own merchant account?
No. CoreGateway includes underwriting and a merchant account through our partner banks, so you onboard once and you're done. If you already have a merchant account with another processor, talk to us and we'll work to integrate where supported.
What payment methods do you support?
Credit and debit cards (Visa, Mastercard, American Express, Discover, JCB, Diners) and ACH. QR-code-initiated card payments, hosted-page card payments, and keyed-in payments through the Virtual Terminal.
Is there a contract or setup fee?
No long-term contract. Month-to-month. Standard platform pricing is disclosed during onboarding.
How long does onboarding take?
Standard merchant accounts approve within 1-2 business days. High-risk verticals (CBD, firearms, adult, certain subscriptions) take 5-10 business days for full underwriting review. We tell you upfront which bucket your business falls into.
How does the ISO / white-label program work?
You operate CoreGateway under your own brand. You set the sell rate, we charge you a buy rate, and you keep the difference as your monthly residual - paid automatically. Read the full ISO program details →
Is the gateway PCI compliant?
Yes. CoreGateway is PCI-DSS Level 1 certified, SOC 2 Type II certified, and HIPAA compliant. Using our Hosted Payments Page or Virtual Terminal reduces your PCI scope to SAQ A in most cases.

See CoreGateway in 20 minutes.

Walk through the dashboard, the API, and the pricing math with our team. If it's a fit, you can be live in a few business days.

Book a Demo

20-minute walkthrough with our team. We'll show you the dashboard, the API, and the pricing math.

★★★★★
No contracts. Real human support.

Got it!

Our team will reach out within one business day to get you scheduled.