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Payment Gateway Pricing

One standard platform.

$20/month + interchange-plus pricing for the standard platform. Add-ons available based on your business needs. Month-to-month.

What you'll actually pay

Interchange at cost, plus 0.50% + $0.15. That's the whole markup.

Interchange is what the card networks charge, and it is the same for us as it is for anyone. We pass it through without a markup and add one published rate on top. No blended percentage, no spread we keep quietly.

0.50% + $0.15Our markup. Published.
Pass-throughInterchange, at cost
Month-to-monthNo contract

Your all-in rate depends on your card mix, average ticket, and volume. Any estimate shown here assumes a typical card mix, so treat it as an estimate, not a quote. Send a recent statement and we will tell you your actual number before you sign anything.

Standard Platform

CoreGateway

For merchants, developers, and ISOs

$20/mo
+ interchange-plus pricing. Add-ons based on business needs.
Book a Demo
Month-to-month.
The math

How the fees actually break down.

Three lines, in plain English. No mystery percentages, no buried add-ons.

Fee
Amount
Gateway monthly feePer merchant account. Same price whether you process $5K or $5M a month.
$20.00per month
Per-transaction feeCharged on every approved card or ACH transaction. Added on top of interchange.
0.50% + $0.15per transaction
InterchangeSet by the card networks (Visa, Mastercard, etc.). Varies by card type. CoreGateway passes this through directly, no markup.
Pass-throughNo markup
Add-onsTailored to your specific business needs. Scoped and disclosed up front during onboarding.
May applydisclosed up front
Contract lengthMonth-to-month.
None30-day notice
Pricing FAQ

Common pricing questions.

Are there any add-on fees?
The $20/month standard platform includes virtual terminal, hosted page, invoicing, recurring, vault, surcharging, L2/L3, and reporting. Any add-ons are scoped to your business during onboarding.
Do I need to commit to a contract?
No. CoreGateway is month-to-month.
Are ACH the same price as cards?
ACH are typically billed at a separate per-transaction flat rate (lower than card on a percentage basis). Talk to us for the current ACH rate based on your volume and verticals.
What does "pass-through interchange" mean?
Interchange is the card networks' per-transaction fee, set by the network and varying by card type. CoreGateway passes it through at cost with no markup, many gateways quietly mark it up.
Can I see a sample statement?
Yes. Book a demo and we'll walk through a real-volume sample statement on the call so you can see exactly how your charges would look.
Do you have higher-volume pricing?
For merchants processing very high volume, we can offer a custom interchange-plus rate. Talk to sales for specifics.
What about the ISO / partner program?
Partners get a competitive buy rate and set their own sell rate. Specifics depend on volume and the merchant count you bring. See the ISO program →

Walk through your pricing math with us.

30-minute call. Bring your last processor statement and we'll show you exactly what the same volume looks like on CoreGateway.

Get CoreGateway Book a Demo

Explore the rest of CoreGateway

Platform Overview
Every feature in the plan
Virtual Terminal
Keyed-in payments
Hosted Payments Page
Branded checkout
Recurring Billing
Subscriptions + Card Updater

Book a Demo

30-minute walkthrough with our team. We'll show you the dashboard, the API, and the pricing math.

★★★★★
No contracts. Real human support.

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Our team will reach out within one business day to get you scheduled.