Subscriptions that just keep working.
CoreGateway Recurring & Subscriptions is a subscription billing module for running subscriptions, retainers, and payment plans. Flexible schedules, smart retries, and the Account Updater all run automatically so renewals don't fail in the first place.
Set the plan, then stop touching it.
Recurring should be a setup task, not a daily one. Once a plan is configured, CoreGateway handles charges, retries, expired cards, and customer notifications - until you actively change something.
Define the plan
Amount, frequency (daily, weekly, monthly, annual, or custom), start date, trial period, end condition. Save it once.
Enroll the customer
Capture the initial card via the Hosted Page, Virtual Terminal, or API. Card lands in the vault, plan attaches, first charge fires (or schedules).
Let it run
Renewals charge automatically. Soft declines retry on a smart schedule. Expired cards refresh through Account Updater. Failed payments are surfaced in the dashboard and via the API so your team can follow up.
The decline-prevention stack.
Most lost subscription revenue is involuntary - expired cards, soft declines, customers who forgot to update billing. We attack each one.
Account Updater
When a card expires or gets replaced, CoreGateway refreshes it through the Visa/Mastercard networks. No customer outreach needed. - many gateways charge extra.
Smart retry logic
Soft declines (insufficient funds, generic decline) retry on a schedule tuned per card brand and decline reason. Hard declines don't retry - they surface in the dashboard for your team to follow up.
Pause & resume
Pause any subscription indefinitely or for a set window. The vault stays warm, and the plan resumes automatically on the date you set.
Flexible scheduling
Daily, weekly, monthly, quarterly, annual, or custom intervals. Free trial periods. Skip-a-month support. End conditions by count or by date.
Pro-ration & upgrades
Mid-cycle plan changes pro-rate automatically. Move a customer from Starter to Pro on the 14th, only the difference for the remaining days gets charged.
Pairs with the vault
Every recurring customer's card lives in the PCI-tokenized Customer Vault. Renewals never touch raw card data and never re-enter your PCI scope.
Any business that bills the same customer twice.
If you charge customers on a schedule, the math probably justifies switching gateways.
SaaS & software
Monthly and annual plans with smart retries and pro-rated upgrades.
Membership orgs
Gyms, clubs, associations - dues, renewals, family plans, complimentary trials.
Subscription boxes & commerce
Coffee-of-the-month, meal kits, ecom replenishment. Pause, skip, swap variants.
Service retainers
Agency retainers, managed-service plans, monthly maintenance contracts.
Payment plans
Tuition, large invoices, layaway. Split a one-time amount into N scheduled charges.
Nonprofits & donors
Monthly giving programs with donor-facing pause/cancel and the Account Updater silently keeping cards alive.
Recurring & Subscriptions FAQ.
Stop losing renewal revenue to expired cards.
20-minute demo. We'll walk through smart retries and how the Account Updater quietly saves the renewal before it fails.