Authorize.net Alternative

A modern payment gateway. Built for the way merchants pay now.

Authorize.net has been around since the 1990s and it shows. CoreGateway does the same job - card-not-present, recurring billing, virtual terminal, hosted page - with a cleaner REST API, multi-processor support, and built-in surcharging, without burying standard features behind per-module fees.

Published pricing
$20/mo
+ interchange-plus 0.50% + $0.15 per transaction
Included, standard plan
REST API · Hosted payment page
Customer vault · Recurring billing
Surcharging · Virtual terminal
Six concrete differences

What you get on CoreGateway that Authorize.net does not bundle.

These are the six biggest reasons developers and merchants migrate. Each one is standard on CoreGateway. On Authorize.net, many of these are separate modules or add-on fees.

Customer vault included

Tokenize and store cards for returning customers and recurring charges, built in - not a separate add-on module.

Published, transparent pricing

$20/month plus transparent processing you can price out up front, with no rate negotiated through a reseller layer.

Recurring billing + card updater

Subscriptions and payment plans are standard, and the automatic card updater prevents failed charges when a customer's card expires.

Modern REST API

Clean REST and JSON with sandbox keys and clear docs, instead of a legacy XML integration.

Hosted payment page

A drop-in, PCI-friendly checkout (SAQ A) that keeps card data off your servers, included in the standard plan.

Built-in surcharging

Pass the card fee to customers where the law allows, configured right in the gateway - no separate module.

Migration path

From Authorize.net to CoreGateway in three phases.

We have walked merchants and developers through this migration many times. Here is how the phases line up.

1

Sign up & map the API surface

Apply for CoreGateway and complete underwriting (typically 24 hours). In parallel, your dev team maps the Authorize.net SDK calls you use today to the corresponding CoreGateway REST endpoints. Sandbox is open during this phase.

2

Migrate the customer vault

For merchants using CIM (Authorize.net's stored-card vault), we coordinate the export and re-tokenization into CoreGateway's vault. Recurring billing customers transition without a charge interruption when scheduled correctly.

3

Cut over and decommission

Flip your production traffic to CoreGateway. Run a parallel period if you want extra confidence. Once your final deposits settle on Authorize.net, close the legacy account.

The platform behind it

Pick what each merchant actually needs.

Virtual Terminal

Keyed-in payments from any browser. Phone orders, MOTO, ad-hoc charges.

Hosted Payments Page

Branded checkout pages, customizable in minutes.

Invoicing

Branded invoices with pay links. Customize with your brand name, logo, and address.

Recurring & Subscriptions

Flexible schedules, smart retries, Account Updater.

Customer Vault & Card Updater

PCI-scoped tokenization with automatic card refresh on expiration.

L2 / L3 + Surcharging

Interchange optimization on B2B/govt cards, state-rule-aware surcharging.

Questions

Authorize.net Alternative FAQ.

Why do businesses look for an Authorize.net alternative?
Usually a dated developer experience, per-transaction fees on top of the monthly gateway fee, and wanting multi-processor support instead of being locked to one acquirer.
Is CoreGateway compatible with Authorize.net's API?
No - CoreGateway has its own modern REST API, so migrating means swapping the SDK calls and re-tokenizing stored cards in our vault. We walk you through it during onboarding.
Can I migrate stored cards (customer vault) from Authorize.net to CoreGateway?
Yes. Authorize.net CIM stored cards can typically move to CoreGateway's vault, and we coordinate the migration so recurring customers see no charge interruption.
Does CoreGateway support recurring billing like Authorize.net ARB?
Yes. Recurring billing is standard - weekly through custom schedules, plus an automatic Card Updater for expired cards. ARB-style functionality is fully covered.
How does CoreGateway pricing compare to Authorize.net?
CoreGateway is $20/month plus interchange-plus processing, with vault, card updater, surcharging, and recurring bundled in - features Authorize.net often charges for a la carte.
Is CoreGateway PCI Level 1 like Authorize.net?
Yes. CoreGateway is PCI-DSS Level 1 certified, and the hosted payments page keeps most merchants at the simplest SAQ A scope.

Ready to move off Authorize.net?

20-minute migration call. We will look at your current Authorize.net stack and map the path to CoreGateway.

Book a Demo

20-minute walkthrough with our team. We'll show you the dashboard, the API, and the pricing math.

★★★★★
No contracts. Real human support.

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Our team will reach out within one business day to get you scheduled.