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My customers are receiving error code 65 during checkout? What does this mean?

My customers are receiving error code 65 during checkout and the transaction is declined?  What does this mean?

This is a common error code for the Authorize.net payment gateway.  It means the 3 digit number (CVV2 code) on the back of the credit card did not pass validation.

Here is a link for Authorize.net error codes:

http://www.authorize.net/support/merchant/Transaction_Response/Response_Reason_Codes_and_Response_Reason_Text.htm

Error Code: 65

Response Reason Text: This transaction has been declined.

The transaction was declined because the merchant configured their account through the Merchant Interface to reject transactions with certain values for a Card Code mismatch.